Borrower payment-estimate endpoint (full PITIA, safe subset)

Shipped: July 16, 2026 at 9:38 PM UTC
Author: Kamo
Commit: 1cae37e

GET **************** (party-gated) → the borrower's estimated full monthly housing payment + components, a BORROWER-SAFE subset of the underwriting qualification (payment only — never income/DTI/debts). available:false when not derivable.

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