Outbound triggers, scheduler and web-chat dispatch
Makes the outreach spine actually fire. The gate, contact state, consent and audit already existed; nothing caused a touch to be evaluated. - NATS enabled for ...
Required-text editor; dedupe AI general settings; fix model toggle
Adds an editor for org-wide required opening/closing text - the compiler and columns existed but nothing could set them, so the capability was dead. Copy states...
Persist org-wide required text and apply it immediately
AiOrgSettings gained forcedPreamble/forcedFooter and SalesAgentCompiler already folds them into every agent, but the settings controller neither read nor wrote ...
Full-page AI Sales Agent studio, replacing the modals
The agent editor was a ~800px MUI Dialog whose entire surface was a 10-row textarea, on the one AI tab that used a dialog at all. It is now a dedicated route, a...
Sales-agent compiler, versioning, outreach gate; fix tool replay
Structured agent config compiles to the system prompt, freezes per published version, and gains the gate an agent must pass before initiating contact. Compiler...
Structured sales-agent config, version spine and outreach state
Replaces the single training-context blob with a structured, versionable agent model, and adds the per-contact spine an agent needs before it may initiate conta...
AI Sales Agents tab + per-channel agent assignment
Builds out /settings/ai?tab=sales-agents (was a stub): orgs create agents for their sales industry, either from a built-in template or by writing the training c...
Enrich borrower chat routing + capture subject-property state
chat-routing now returns the assigned officer's NMLS, title, photo, phone, email and whether they hold a valid license for the subject-property state, plus the ...
Assign a sales agent per channel + report LO availability
- WebChatIntegration CRUD threads salesAgentId (null clears the assignment) - lo-presence now returns the member's availabilityStatus alongside online, so the ...
Sales-agent CRUD, mortgage template, and agent-driven chat prompt
- AiSalesAgentController (/api/ai/sales-agents): org-scoped CRUD + GET /templates - SalesAgentTemplateRegistry: built-in starter templates, beginning with a m...
SalesAgent entity + per-channel agent assignment
Org-configurable AI sales agents: a named agent for a sales industry, programmed with a training context the org authors (from a template or by hand), assignabl...
Auto-provision platform-managed MLOS chat + serve site key by host
- ManagedChatIntegrationService: lazily mint the org's platform-managed SPECIFIC_AGENT WebChatIntegration on first access. KamoMLOS is first-party: org resolv...
Verify routing token, persist leadUid, reassign chat on lead move
- createSupportSession takes a signed routingToken (not preferredAgentMemberId); verified via ChatRoutingTokenCodec + cluster internal.auth.secret, enforces ...
Signed agent-routing token + lead-reassignment propagation
Foundation for making the reusable public-chat widget handle the KamoMLOS borrower->loan-officer variant securely, and for propagating lead reassignment into an...
Expose vision capability so the console can explain a missing provider
PDF rate sheets are read by the org's configured vision provider. When none is configured the AI call fails the same way a model error does, so the console had ...
Inline image vision + tier fallback that prefers stronger over weaker
Two limits made org-configured vision unusable for whole classes of caller. 1. Vision was URL-ONLY. Every caller had to stand up public, provider-fetchable ser...
Split Devices into "Phone System(s) Devices" + "Mobile Devices"
The Devices tab now has two sub-tabs. The existing PBX/softphone hardware table moves under "Phone System(s) Devices" unchanged; the new "Mobile Devices" tab M...
Org-admin endpoints for mobile device policy + enrolled devices
Backs the new "Mobile Devices" sub-tab under Settings → Features → Phone → Devices (its sibling "Phone System(s) Devices" stays on VOIPService and covers - GET...
Ingestion panel accepts spreadsheets, not just CSV
The extractor now reads .xlsx/.xls and sniffs the format from the file itself, so the picker no longer restricts to CSV and the copy says plainly what is readab...
Steward Ingestion tab + the Catalog/Identifier proxy routes that were missing
Rate-sheet ingestion existed end-to-end in the backend and none of it was reachable. This adds the one surface that walks the whole chain: upload an investor's ...
CATALOG_SOURCE assoc type for MLOS catalog source documents
Investor rate sheets / LLPA + eligibility matrices / lock policies need somewhere to live: the ingest extracts from the blob, and the published rate-sheet versi...
Gateway for candidate review + rate-sheet promotion
Exposes the two new catalog promotion writes to the steward console under the existing MLOS steward gate, with organizationId server-stamped from the operator s...
MobileDevicePolicy — org default + per-member override
personal phone or must be on a company-managed (Android Device Owner enrolled) device: - MobileDevicePolicy enum: PERSONAL_ALLOWED | COMPANY_MANAGED_REQUIRED. ...
Steward gateway for ingestion (intake + staging area were unreachable)
MLOSIngestionService had no gateway presence, so no tenant could hand a rate sheet to the extractor and the candidates it stages had no reader on any reachable ...
Steward Identifiers tab — resolve an external number to its loan
New Identifiers tab in the mortgage steward console: paste an external number (loan number, MERS MIN, DU/LP/GUS case file, e-sign envelope...) and resolve it ba...
Identifier gateway — steward can resolve an external number to its loan
MLOSIdentifierService had no gateway, so the typed identifier plane (the routing gate every inbound vendor/agency/AUS/e-sign callback uses) was unreachable from...
Value-keyed AUS case-file + e-sign envelope finders for identifier owner-delegation
Completes the owner-column lookups the MLOS identifier plane needs to route inbound callbacks: **************** (DU/LP/GUS run handle) and **************** Both...
Value-keyed loan-identity finders for identifier owner-delegation
The MLOS identifier plane resolves an inbound vendor/agency callback back to a loan; for OWNED_ELSEWHERE types the authoritative value lives on the OWNER's colu...
CONDITION_ADDED / CONDITION_CLEARED canonical email templates
The borrower-facing half of the conditions loop: two generic checklist templates for the new condition notification consumer. Added to CANONICAL_KEYS with their...
Public pre-auth trial-status endpoint for login/register pill
GET **************** resolves the org by hostname (alias-fallback) and reports whether its account is in an active native trial, reusing **************** (now p...
Show TRIAL USE ONLY pill above Powered-by for trial orgs
Refactors PoweredByKamo into a fixed column stack and self-fetches /api/trial-status/{host} (proxy to SecurityService public trial-status endpoint), rendering a...
Show TRIAL USE ONLY pill above Powered-by for trial orgs
Self-fetches /api/trial-status (proxy to SecurityService public trial-status endpoint, resolved by login host) and renders an amber pill above the Powered-by pi...
View third-party (loan) documents in the steward requirements review
A steward reviewing a THIRD_PARTY requirement (appraisal/title/flood) can now open the satisfying document. New binary Next.js route streams the per-loan authz'...
Per-loan third-party (LOAN) document viewer — appraisal/title/flood
Completes the doc-review byte path started with the vault viewer. LOAN-collection imgs (appraisal/title/flood) are refused by the generic imaging endpoints (per...
View/Download vault documents in the account docs tab
Turns the conditions/docs stage into a real review loop. The member-documents proxy route now passes through non-JSON (binary) upstream responses instead of tex...
Per-party vault document viewer — bytes were write-only, now review-able
Uploaded vault documents (pay stub / Gov ID / bank statement) were write-only: the generic imaging byte endpoints refuse ACCOUNT_MEMBER_VAULT (per-party PII loc...
Steward Catalog tab — seed a priceable bundle + inspect the catalog
New Catalog tab in the mortgage steward console: seed a tenant's first priceable bundle with REAL investor + product identities (unblocks pricing), and inspect ...
Catalog gateway — the missing proxy that blocked tenant pricing
Catalog was the ONLY MLOS bounded context with no SecurityService gateway, so a tenant's catalog could never be authored/seeded from the console and BorrowerQuo...
Loan-sale desk UI — the terminal capital-markets steward screen
LoanSaleDeskPanel in the Capital & Risk Command Center: list investor delivery commitments (status filter), open a commitment **************** and per-commitmen...
Durable consumer forwards investor purchase to loan-file FUNDED
MlosLoanFundedConsumer subscribes **************** (durable daemon-mlos-loan-funded) and forwards each purchase to SecurityService's /funded pipeline endpoint v...
Loan-sale desk proxy + CLOSED->FUNDED pipeline seam
- **************** generalized the eClose seam to a shared advance() + added POST /funded (CLOSED -> FUNDED on investor purchase). Same idempotent/at-least-on...
Commitment boardedAt + loan-funded event type (loan-sale desk)
- MlosCommitment.boardedAt: in-system marker for a PURCHASED commitment's loans boarded to servicing (the external servicing-system handoff is the blocked leg...
Commitment/loan-sale desk entities (runtime consumer for the shipped investor config)
Slice 2 foundation for the capital-markets loan-sale desk (doc 08) — the terminal origination stage. The shipped **************** had NO runtime consumer; these...
Durable consumer forwards eClose completion to the loan-file pipeline
The DaemonService half of the eClose -> loan-file status seam. New MlosClosingCompletedConsumer subscribes **************** (durable daemon-mlos-closing-complet...
EClose completion advances the loan-file status machine (CLEAR_TO_CLOSE -> CLOSED)
Closes the terminal lifecycle seam: a fully executed/notarized/sealed eClose package emitted **************** but NOTHING consumed it, so the loan sat at CLEAR_...
ClosingArtifact provenance = one-time null->value stamp (enables after-commit eClose dispatch)
Splits the ClosingArtifact @PreUpdate WORM guard so the eClose vendor dispatch can move OUT of the assemble/advance transaction (doc 05 §6): the node commits FI...
Per-loan lock recommendation on the lock desk
Surfaces the RCE lock-vs-wait recommendation (Lock / Lock-with-steward-override / Do-not-lock) with rationale + a 'model uncalibrated -> steward decides' note w...
Proxy the per-loan lock recommendation (read-only)
GET **************** (operator+org gated, org server-stamped) -> the RCE per-loan LOCK/WAIT/BLOCKED recommendation. The commit stays the existing human /locks a...
EClose vendor categories on the integrations tab (RON/eNote/eVault/MERS)
Surfaces the four notarized-leg categories with their vendor options (Proof/ DocuSign Notary, DocMagic/Snapdocs, eOriginal/DocMagic, MERS eRegistry/DocMagic) so...
EClose vendor categories (RON/ENOTE/EVAULT/MERS) + artifact-by-externalRef finder
- VendorCategory gains the four notarized-leg rails so the integrations tab can configure a per-org RON/eNote/eVault/MERS vendor (additive STRING enum, no CHE...
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