Platform Document-AI config on SystemConfiguration + cross-org corpus
Adds **************** (default 0.85) + EXTRACTION_MODEL_ID to the platform SystemConfiguration singleton — the platform-wide levers for the QC gate and the regi...
Org-wide "Document QC" steward sub-tab
Adds a Document QC console to the mortgage steward strip (?sub=docqc): the org-wide queue of low-confidence AI extractions grouped by loan, with inline confirm/...
Org-wide QC queue (employee review portal)
Adds an org-scoped NEEDS_REVIEW query + QcReviewService.orgQueue so employees can work every loan's low-confidence extractions from one portal, not one loan at ...
Steward Document-QC review box on the application detail
Adds a "Document QC" section to the loan detail: the queue of low-confidence AI extractions with confirm / correct / reject per field (each decision trains the ...
QC endpoints + confidence-gated extraction + gift/tax reads
- QcController (/api/security/mlos/qc, LOS_VIEW_PIPELINE): review queue, review action (confirm/correct/reject), NDJSON training-data export, per-doc-type a...
Confidence-gated QC box + labeled training data + gift/self-employment reconcile
QC engine (Phase 4 core): - VerifiedFact gains first-class EXTRACTION_CONFIDENCE, DOC_TYPE_CODE, QC_STATE columns (QcState: **************** Reconciliation ...
Extract benefit/award income (SSA, pension, child support)
Adds extraction prompts for SSA_AWARD / PENSION / CHILD_SUP (AI reads the gross monthly amount + a label), and stamps the OtherIncomeSource id deterministically...
Reconcile otherIncome.* facts into OtherIncome rows
Extends fact reconciliation with an otherIncome.* branch: award/benefit documents (Social Security, pension/retirement, child support) land a real OtherIncome r...
Auto-classify uploads to catch wrong-document uploads
A cheap LIGHT-tier "what is this document?" pass on the first page classifies the upload into a coarse family and compares it to the requirement's asserted type...
Extract 12-month bank statements + written VOE
Widens vision extraction to two more borrower doc types that reuse the existing reconciliation vocabulary (zero reconciliation risk): BANK12MO reads as an asset...
Multi-page PDF document extraction (Phase 2)
The vision path was image-URL only, so a borrower's multi-page PDF (bank statement, tax return) couldn't be read. Now: - VaultDocPublicController serves ?page=...
Full-res per-page PDF render for document extraction
Adds DocPageRenderService + POST /api/conversion/render-page (page N → PNG at 150 DPI, capped 300) and /page-count. This is the read-quality companion to the 30...
Capture + encrypt full SSN on the borrower application
The application posture needs the borrower's REAL Social, not a last-4 (a lender can't do anything with 4 digits). Borrower.ssnEncrypted existed but was never w...
Optional ?phone= reverse lookup on GET /api/security/leads
The softphone CRM tab resolves an active caller number to a lead. Add an optional phone RequestParam that filters the org lead list by canonical (last-10-digit)...
Wire CRM Integration tab to real data
Replace the mock CRM tab with a live reverse-phone-lookup panel. - Resolve the active call / dialpad number to a CRM lead via leadsApi.searchByPhone (new ?pho...
Support "unblock forever" remote-image consent
Adds a wildcard consent (allowAll / isAlwaysAllowed) so a member can opt to display external images in every message. Reuses the existing consent table via a re...
Add "unblock forever" option for blocked external images
The external-images gate now offers two actions: Unblock (this message, as before) and Unblock forever, which displays external images in every message going fo...
A different preferred name forks a new lead
A genuinely different preferred name (compared case-insensitively with outer spacing trimmed) is a different person, so create a brand-new lead instead of renam...
Reach the borrower's OWN officer directly, no support-right gate
Drop the ACCEPT_SUPPORT_TICKETS requirement from assignToPreferredAgent: the borrower's assigned loan officer is reachable regardless of whether they're a confi...
Proxy GET /lo-presence to MediaService
The support-session proxy already forwards the raw body, so the merged widget's preferredAgentMemberId reaches MediaService untouched. Add the presence proxy so...
Direct-to-assigned-LO routing + LO presence endpoint
Powers the borrower portal's merged LO/chat widget: - **************** direct-assigns a public-chat ticket to a SPECIFIC agent (the borrower's assigned loan o...
Expose assigned-LO member id + phone for direct chat + presence
The merged LO/chat widget needs to (a) target the assigned officer directly in the borrower's live-support session and (b) query the officer's live presence. Bo...
Assign a loan officer to a NAME-ONLY lead (before email/phone)
The borrower portal already creates the lead the instant a name is given, but enterAssignmentPoolIfActionable kept a name-only lead OUT of the credit accept poo...
Inline-CID org logo (SVG->PNG) so it renders in Gmail; remove message content; preserve From-domain case
- FIX (security): notification emails carry no message body — remove messagePreview from template vars, ledger, samples and the settings toggle. - FIX (logo):...
Missed-message email deep links, auth-continuity stash, unread chat auto-popup, notification settings
DeepLinkToolBootstrap opens ?openChat/?openTicket tool windows (params survive the login round-trip via a sessionStorage stash captured pre-auth and preserved a...
Missed-message email notifications (chat + support) with per-source suppression
Durable NATS consumer chat-email-notifier on chat.session.> feeding a MESSAGE_EMAIL_NOTICES ledger (PENDING/SENT, per-sender for chat, per-ticket for support), ...
Editor sample variables for missed-message notification templates
Preview samples for MISSED_CHAT_MESSAGE and SUPPORT_TICKET_REPLY incl. raw vs html-escaped sender/title variants used by the canonical bodies.
Missed-message email notification ledger + canonical templates
MessageEmailNotice entity (MESSAGE_EMAIL_NOTICES, unique recipient+sourceKey+channel) with PENDING/SENT suppression states, repository incl. sudo-safe markRead/...
Microsoft 365 mail via Microsoft Graph app-only (zero per-mailbox setup)
Microsoft 365 mail now reads/sends through Microsoft Graph app-only (Mail.ReadWrite/Mail.Send application permissions) instead of IMAP — one app credential cove...
GraphMessageIdMap entity for Microsoft 365 Graph mail id mapping
Maps opaque Microsoft Graph message ids to stable synthetic numeric UIDs per mailbox, so Graph mailboxes flow through the existing numeric-uid mail contract (co...
Bump GENERATOR_VERSION 7 — backfill GBIF fauna into all cities
The bird engine now consumes the fauna block, so backfill it everywhere: the fill job re-drains stale rows at 24/min (user-requested cities first), so real loca...
Sample locally-common birds from GBIF into city fauna
FaunaClient (mirrors PetrologyClient): GBIF occurrence facet on class Aves in a ~27km box around the city → top ~10 species by record count → resolve taxonomy (...
63 US-ecoregion signature flora overrides (fully populate the biomes)
Cities within a state looked the same because flora came from just 15 coarse biome defaults (+1 Mojave override). Now curated real signature species for 63 US e...
Petrology (Macrostrat) + roads (.trf) + waterfalls (.hyf) — level up the KamoUniverse systems
GLiM never downloaded (PANGAEA 404s; KamoUniverse itself falls back to default lithology), so petrology comes from the Macrostrat global geologic-map API: per-p...
City-scene sampler over the KamoUniverse earth tiles
- EdtTile: byte-exact reader for EDT4 tiles (Copernicus DEM + ESA WorldCover + WorldClim + HydroSHEDS + RESOLVE ecoregions + ocean mask), memory-mapped, offse...
Expose full geo fields + city-scene profile API
- geoip/me now returns **************** (already loaded by the single block+location lookup, previously discarded) — powers city scenes and client personali...
CitySceneProfile entity + GeoLite city-lookup indexes for city-based portal scenes
- CitySceneProfile (city_scene_profile): per-city environmental scene factors (terrain/relief/silhouette, climate/koppen, hydrology, RESOLVE ecoregion + flo...
E-consent with WRITTEN ESIGN Act text + the real credit-bureau adapter rail — no owner input required
E-CONSENT: full ESIGN Act §101(c) disclosure authored in-code (scope of consent, right to paper copies, right to withdraw + effect, contact upkeep, hardware/sof...
Account bridge — email check, existing-user sign-in provisioning, portal registration
Owner flow: after the funnel captures full name + contact, the next step keys on EMAIL. /portal/account/check → exists?; /prepare-signin verifies the password t...
Closing eSign through the NATIVE engine — envelopes actually send now
Recording a disclosure e-sign envelope was v1 metadata-only. Now, when the tenant's ESIGN vendor rail resolves to KAMO_NATIVE (per-market integrations config — ...
Non-metered internal platform-envelopes endpoint — DISCLOSURE-context signing rail
Platform-internal envelopes (mortgage disclosure/closing signing) are product, not the tenant's programmatic API usage: tagged MANUAL so completed signatures ne...
LOAN_STATUS_UPDATE canonical template — borrower notified at every loan-file stage change
Leads-first resume rail — signed magic links, contact recovery, lead snapshot
- PortalResumeService: 30-day HMAC token (PRESUME|guid|orgId|exp, keyed off the cluster internal.auth.secret — no new secret); mails RESUME_PORTAL_LINK. - POS...
RESUME_PORTAL_LINK canonical template — borrower magic-link to continue on any device
Expose US state/region from GeoLite lookups
GeoLookupResult gains subdivisionCode/subdivisionName (GeoLite2 subdivision_1 = US state incl. DC; territories PR/GU/VI/AS/MP arrive as countryCode with no usab...
Anonymous GET /portal/assigned-lo — accepting LO identity for the guid's lead
Powers the borrower portal's top-left LO card the moment an LO accepts the lead (pre-login, pre-application): guid header + org host → lead → assignedTeamMember...
'Meet your loan officer' — the borrower hears the moment their lead is accepted
On accept (ASSIGNED), best-effort MEET_YOUR_LO email to the mortgage lead's borrower: the accepting LO's real name + NMLS + email + a continue-application link....
MEET_YOUR_LO canonical template — borrower intro when an LO accepts their lead
The lead→application conversion seam — POST /portal/promote
The funnel was a closed loop: nothing ever converted the portal lead into an application (blank mints only — no sourceLead, no seeded fields, no LO inheritance)...
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